MEDSURETY Products

One robust platform. One seamless experience. All your product and services needs.

To review more details about each Medsurety product, click on them below.

HSA

FSA

DCAP

HRA

ICHRA

QSE-HRA

VEBA

Commuter Benefits

Financial Wellness

COBRA & Continuation

Active & Retiree Billing

HR Resources

HSA

As plan deductibles continue to rise on legacy health plans, many employers are turning to HSAs with an eligible consumer directed health plan (CDH) to help contain costs. An HSA empowers employees to save for healthcare today and provides a tax deferred vehicle to save for retirement health expenses in the future while encouraging smart healthcare spending.

Our HSA solution allows employees to:

  • Maximize healthcare savings for the future
    • Market leading interest rates on secure, FDIC-insured deposits
    • Investment options with best in class mutual funds
    • No fees for online account use
  • Store and view real-time healthcare spending information on our 24/7 online dashboard
  • Access account on the go using our mobile app
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Savings calculators
    • Online account overview demo
    • Videos
    • FAQs

And our solution allows employers to:

  • Manage plan design and option configuration based on our experience with employers and best practices across the country
  • Educate staff through training on products, launch, enrollment, payroll and reporting
  • Integrate with all account types for a seamless experience that maintains compliance for you and your employees
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive enrollment and increase ongoing engagement

Videos

Why Should You Get An HSA

Benefits Debit Card For Out Of Pocket Expenses

Paying For Braces With An HSA

FSA

Flexible Savings Accounts enable employees to budget for qualified expenses and contain costs through tax savings. MEDSURETY supports full medical FSAs and Limited Purpose FSAs which can be paired with HSAs and HRAs for additional saving opportunities.

Our FSA solution allows employees to:

  • Store and view real-time healthcare spending information on our 24/7 online dashboard
  • Access account on the go using our mobile app
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Online account overview demo
    • Educational videos
    • FAQs
  • Track FSA payroll contribution deposits and payment history

And our solution allows employers:

  • Manage plan design and option configuration including use of a limited purpose FSA
  • Integrate with all account types for a seamless experience that maintains compliance for you and your employees
  • Manage FSA eligibility, contributions and schedules within a single interface
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive enrollment and educate

Videos

What Is An FSA And How Does It Work

DCAP

Dependent Care Assistance Program is a specialized FSA account allowing employees to save on child and elder care expenses while they work.

Our DCAP solution allows employees to:

  • Store and view child and elder care spending data on our real-time 24/7 online dashboard
  • Access account on the go using our mobile app
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Online account overview demo
    • Educational how to’s
    • FAQs
    • Track DCAP payroll contribution deposits and payment history

And our solution allows employers:

  • Integrate with all account types for a seamless experience that maintains compliance for you and your employees
  • Manage DCAP eligibility, contributions and schedules within a single interface
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive enrollment and educate

Videos

Dependent Care FSA Overview

HRA

The market is experiencing a large increase in Health Reimbursement Arrangement plan adoption, with many creative plan rules. Our HRA plan design, consultation, and unique solution process provides the flexibility needed is very robust to efficiently administer your rules your way to transition to a consumer directed strategy. We support full medical HRAs and Limited Purpose HRA to pair with HSAs or FSA to provide additional saving opportunities.

Our HRA solution allows employees to:

  • Store and view healthcare spending data on our 24/7 online dashboard
  • Access account on the go using our mobile app
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Online account overview demo
    • Educational videos
    • FAQs
  • Track employer contribution deposits and payment history

And our solution allow employers

  • Offer creative HRA solutions
    • Copayments for specific expense types
    • Percentage payouts — Employer pay 100%, Employee pay 100% or shared payment percentage
    • Embedded deductible
    • Multi-tier coinsurance designs
  • Manage HRA contributions, schedules, and reimbursement rules within a single online interface and allow for tiered contributions (individual, individual + spouse, etc.), custom contribution schedules, and individual/member maximums
  • Accept wellness incentive contributions within an existing HRA or stand-alone for further employee engagement in their healthcare
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive enrollment and educate

ICHRA

Through an Individual Coverage Health Reimbursement Arrangement (ICHRA), employees receive tax-free money from their employer, and can make pre-tax payroll contributions to cover individual health insurance premiums, Medicare premiums and qualified 213(d) medical expenses that the employer money may cover.

Our ICHRA solution provides:

  • Full-service administration
  • Ease to access account though our mobile app and on-line account
  • Health Premium invoice submission though our mobile app
  • Creation of required complaint documentation
  • Employee assistance with purchasing their individual policy health insurance through our individual agent partner.
  • Experienced customer service representatives to assist your employees
  • A dedicated account manager dedicated to assisting with your questions.

How ICHRA works and MEDSURETY Process:

Calculating ICHRA

Learn More About ICHRA

QSE–HRA

A Qualified Small Employer Health Reimbursement Arrangement allowing employers with less than 50 FTE’s to fund a specialized HRA that reimburse employees for qualified medical expenses including health insurance premiums.

Our HRA solution allows employees to:

  • Store and view healthcare spending data on our 24/7 online dashboard
  • Access account on the go using our mobile app
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Online account overview demo
    • Educational materials
    • FAQs
  • Talk to experienced customer service specialists when needed

And our solution allows qualified small employers:

  • Offer specialized HRA solutions reimbursing qualified healthcare premiums
  • Manage HRA contributions, schedules, and reimbursement rules within a single online interface and allow for tiered contributions (individual, individual + spouse, etc.), custom contribution schedules, and individual/member maximums
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive participation and educate

Videos

What Is A QSE HRA And How Does It Work

VEBA

The MEDSURETY Voluntary Employee Beneficiary Association (VEBA) lets you provide an employer funded health reimbursement arrangement to meet the healthcare needs of your public employees now and in their retirement. We handle the details to administer the Trust and regulatory compliance saving you and your HR team time and money.

Our VEBA solution allows employees to:

  • Store and view healthcare spending data on our 24/7 online dashboard
  • Access account on the go using our mobile app
  • Rest easy with market leading account crediting rate
  • Invest VEBA savings with our self-directed investment platform
  • Never worry about accessing the right account with our intelligent multi-purse benefit card
  • Learn more through our specialized self-help tools
    • Online account overview demo
    • Educational materials
    • FAQs
  • Talk to experienced customer service specialists when needed

And our solution employers with:

  • Flexibility to manage plan design and option configuration based on our experience with employers including strategies to pair with additional tax advantaged accounts
  • Provided trust documents, Form 990 assistance, service agreements and plan documents
  • Educate staff through training on products, launch, enrollment, payroll and reporting
  • Manage VEBA eligibility, contributions and schedules within a single interface
  • Receive insightful data regarding utilization of the accounts in your population through trend reporting
  • Communicate using proven tools to drive enrollment, educate and increase engagement
VEBA Phone Image

QTA Commuter Benefits

A qualified transit account (QTA) is a commuter benefit, including both Mass Transit and Parking plans, allowing your employees to contain costs associated with commuting to work.

Our QTA Commuter Benefit solution provides employees with:

  • 24/7 online dashboard to view real-time commuter benefit spending
  • On the go account access using our mobile app
  • No worry about accessing the right account with our intelligent multi-purse benefit card
  • Flexibility to use a secondary form of payment when the purchase exceeds their monthly election
  • Specialized self-help tools
    • Online account overview demo
    • Educational videos
    • FAQs

And our solution allows employers:

  • Design plan and rules provide flexibility to offer an employee payroll deduction program, an employer-paid subsidy or a combination of both.
  • Manage QTA eligibility, contributions, and schedules within a single online interface.
  • Seamlessly integrate with qualified, approved transit and parking vendors
  • Easily keep in sync with regulatory requirements

Videos

Make Paying For Commuting Easy

Financial Wellness

MSA Elite is an industry-leading Financial Well-being Program that provides outcomes driven by motivational interviewing and Prochaska’s model of behavior change.

MSA Elite provides employees:

  • Personalized money coaching designed to build, reinforce and sustain positive financial well-being.
  • Completely objective. No product sales, no commissions, no ads, no gimmicks.
  • Hundreds of digital video courses, articles and worksheets.
  • Live and recorded group learning events.
  • All areas of personal finance covered.
  • Integrates into your benefits ecosystem.

The 3 Program Pillars:

Money Coaching – Averaging 20+ years of experience, coaches get to know members and their stories, providing support and accountability free from judgment.

Digital Platform – A personalized digital experience offering guided program resources and self-help tools for reaching short-term and long-term goals.

Group Education & Events – Providing virtual group education across an expansive list of courses, MSA covers a wide variety of life events and financial topics.

COBRA & STATE CONTINUATION

Managing COBRA & STATE CONTINUATION benefits can be daunting. Complicated compliance requirements and manual invoicing and payment processes can be taxing administratively. The MEDSURETY COBRA / STATE CONTINUATION solution can ease that burden, save you money, and offer you the peace of mind you’re looking for. MEDSURETY provides a complete solution to fully support your HR staff and COBRA / CONTINUATION participants keeping everyone in compliance.

Our COBRA / STATE CONTINUATION service features:

  • Real-time Access for you and your participants
  • A Central System of Records
  • Hands-Off Administration
  • Integrated Full Payment Solutions
  • Integrated Mail Fulfillment
  • Clean Posted & Adjusted Remittance

Active & Retiree Billing

We understand that the maintenance of billing, tracking and dispersing premiums each month can be an overwhelming task. Streamline your HR workload and let MEDSURETY do the heavy lifting to administer billing and payment functions that meet the needs of your employee and retiree populations.

Medsurety handles:

  • Notifications
  • Enrollment
  • Collection and remittance of premiums
  • Eligibility processing
  • Terminations

Your HR team can:

  • Oversee and direct the financial management of your billing solution within a single interface
  • Generate reporting documents

HR Resources

MEDSURETY understands that HR teams handle more than just benefits and often times spend numerous hours managing multiple service providers that takes time away from strategic organizational initiatives. For this reason MEDSURETY provides additional HR resources to save you time and money with our market competitive services.

Let Medsurety simplify your day with our value added resources:

  • HR Hotline
  • Employee Handbooks
  • Unbundled Welfare Benefit Wrap Documents
  • Employment Agreements with Non-compete/ Non-Solicitation
  • Bundled Welfare Benefit Wrap Documents
  • DOT Drug & Alcohol Testing Policy
  • Summary Plan Description
  • Severance Agreements
  • Plan Amendments
  • Offer Letters
  • Nondiscrimination Testing
  • FMLA Policy
  • Form 5500 preparation and Filing
  • I-9 Audit