COBRA & STATE CONTINUATION

Navigating Federal COBRA and State Continuation benefits doesn’t have to be overwhelming. Between complex compliance rules and time-consuming billing processes, managing these programs can quickly drain your team’s resources. MEDSURETY’s COBRA & State Continuation solution simplifies it all—reducing administrative stress, saving you money, and giving both HR teams and participants the confidence that everyone stays fully compliant. With our comprehensive support, you can focus on your people instead of paperwork.

For Employees: Stay Covered with Confidence

COBRA and State Continuation benefits let you maintain healthcare coverage after a qualifying event. Our platform makes it simple to elect coverage, track payments, and access your account anytime—helping you stay protected with ease and peace of mind.

Easy Elections

Quickly and securely select your coverage through our mobile app or online, simplifying the election process and eliminating paperwork.

Real-Time Payment Tracking

Monitor payments as they post, ensuring you always know your account status and remaining balance.

24/7 Member Portal Access

Access your COBRA account anytime through a secure online portal and mobile app for enrollment, claims, and account management.

Clear Communication Updates

Receive timely notifications and updates about your coverage, keeping you informed every step of the way.

Secure Mobile App Support

Manage your COBRA coverage on the go using our mobile app, offering convenience and secure access from anywhere.

Reliable Coverage Reinstatement

Rest assured that your coverage will be reinstated quickly and accurately when payments are made or eligibility changes.

$150M+

Assets Managed

800,000/year

Claims Processed

300,000+

Members

3,000+

Organizations

For Employers: Simplified Compliance, Streamlined Administration

Managing COBRA and State Continuation benefits can be complex, but our platform automates compliance, notifications, and reporting. Reduce administrative burden, stay fully compliant, and provide employees with seamless coverage support.

Fully Compliant with Regulations

Our solution ensures adherence to all federal and state COBRA requirements, reducing risk and avoiding penalties.

Automated Notifications and Mailings

Stay compliant with timely and accurate notices sent automatically to employees, eliminating manual tracking.

Integrated Eligibility Files

Seamless integration with BenAdmin software platforms simplifies terminations and new hire events, reducing administrative work.

Real-Time Eligibility Updates

Automatically track eligibility changes to ensure coverage starts, stops, and updates correctly without delays.

Custom Communications

Enhance the employee experience with customized messaging tailored to your company’s unique situations.

Dedicated COBRA Specialists

Our team of experts provides personalized support for both you and your employees, ensuring smooth administration and quick resolution of issues.

Simplify COBRA and State Continuation Administration

Our COBRA and State Continuation services give you and your participants a seamless, hassle-free experience:

Real-Time Access – Stay up to date with instant access to participant information and account activity.

Centralized Records – One system for all your participant data, ensuring accuracy and compliance.

Hands-Off Administration – We handle the day-to-day tasks so you don’t have to.

Integrated Payments – Full payment solutions built into the platform for effortless processing.

Mail Fulfillment – Automated distribution of participant communications and documents.

Accurate Remittance – Clean, posted, and adjusted payments for complete financial clarity.

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proven Integration Partners

MEDSURETY partners with leading payroll, banking, and benefits platforms to ensure smooth, secure integrations for enrollment and contribution data. Here is a sampling of some platforms we work with today.

Frequently Asked Questions

Get the details you need. Explore our most frequently asked questions about COBRA and State Continuation.

Yes. MEDSURETY can manage Federal COBRA and applicable State Continuation requirements simultaneously, ensuring proper coordination and compliance with the correct rules for each. Our platform centralizes administration, manages notifications and payments, and maintains accurate records—simplifying the process for both employers and participants.

Yes. MEDSURETY handles all participant communications, including enrollment notices, payment reminders, and plan information. Former employees receive clear, timely guidance, ensuring they understand their options and can make informed decisions—removing administrative burden for your HR team.

Yes. MEDSURETY seamlessly integrates with your current benefit platforms and payroll systems, ensuring accurate data flow, streamlined administration, and minimum manual work. This integration keeps enrollment, payments, and reporting aligned, making COBRA and State Continuation management effortless for your HR team.

Managing COBRA and State Continuation in-house can be complex, time-consuming, and carry compliance risks. MEDSURETY simplifies the process by centralizing notifications, payments, reporting, and recordkeeping in one platform. With dedicated support, automated workflows, complete data retention, and built-in compliance safeguards, we help your HR team time save time, reduce errors, and provide peace of mind for both employers and participants.

With MEDSURETY, employers only need to do three things: (1) terminate active coverage, (2) notify MEDSURETY of the event, and (3) reconcile carrier bills. We handle the rest.

MEDSURETY manages the full spectrum of COBRA and State Continuation administration, including qualified beneficiary notifications, new hire notifications, enrollment processing, premium collection and remittance, ongoing account management, and accurate recordkeeping. We also oversee compliance requirements such as COBRA notices, IRS reporting, and state-specific continuation obligations—allowing your HR team to stay focused on other priorities.

Stay Ahead in Benefits and COBRA Insights

Get the latest updates, tips, and best practices for managing COBRA and State Continuation—delivered straight to your inbox. Join our newsletter to help your organization stay compliant, streamline administration, and ensure participants have the support they need.

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