FUNDED HRA/VEBA

The MEDSURETY Funded HRA/VEBA offers a flexible, employer-funded solution to help public employers manage healthcare costs—both today and into retirement. Our expert administration ensures the Trust is managed efficiently and in full compliance, reducing your administrative burden and freeing your team to focus on serving your employees.

For Employees: Build Lasting Value for Your Health and Future

Your funded HRA or VEBA gives you more than just retirement—it’s a powerful savings vehicle for healthcare expenses today and in retirement. With secure fund management, investment growth potential, and easy access to your account, you can make the most of every dollar your employer contributes.

High Return on Balances

Your account balance earns competitive returns, helping your funds grow over time and stretch further for future healthcare needs.

Secured Fund Management

Your funds are professionally managed and securely held, ensuring your healthcare dollars are protected and available when you need them.

investment-labeled-boxes-in-shopping-cart

Wide Investment Lineup

Access a diversified selection of investment options to align with your personal goals, whether you prefer stability or long-term growth.

Easy Online Access to Funds

Check balances, submit claims, and monitor account activity anytime with user-friendly online tools designed for convenience.

Automatic Debit Card Usage

Pay for qualified expenses directly with your account debit card—no need to wait for reimbursement or handle extra paperwork.

Tax-Free Reimbursements

Withdrawals for eligible medical expenses are completely tax-free, maximizing the value of your benefit and preserving more of your savings.

$150M+

Assets Managed

800,000/year

Claims Processed

300,000+

Members

3,000+

Organizations

For Employers: Strengthen Your Benefits Strategy and Financial Flexibility

A funded HRA or VEBA gives employers a strategic way to manage long-term healthcare costs while supporting employees’ financial well-being. From secure funding and investment flexibility to simplified oversight, our platform makes administration efficient and predictable.

Fund Healthcare in Retirement

Set aside assets today to help employees cover future healthcare expenses, offering long-term value and peace of mind for your workforce.

Protect Employer Contributions

Employer funds are held in a secure, tax-advantaged trust—ensuring assets are managed responsibly and dedicated to employee healthcare needs.

Flexible Investment Strategies

Choose from a range of investment strategies to match your organization’s goals for growth, stability, or risk management.

Low Administrative Oversight

Our streamlined administration process reduces employer workload and ensures compliance with all regulatory requirements.

Dedicated Account Manager

Your organization will have a single point of contact to provide guidance, support, and proactive management of your Funded HRA/VEBA plan.

Integrated Employee Support

We provide clear communication and education resources to help employees understand and maximize their funded account benefits.

Our VEBA Solution Allows Employees To:

Track and manage healthcare spending anytime through our 24/7 online dashboard

Access their account on the go with our secure mobile app

Benefit from a market-leading crediting rate for added stability and growth

Invest VEBA savings strategically using our self-directed investment platform

Pay easily and accurately with our intelligent multi-purse benefit card that automatically pulls from the correct account

Find answers quickly with our built-in self-help tools, including:

Online account overview demo
Educational materials
FAQs

Get personalized support from our experienced customer service specialists whenever they need help

Our VEBA Solution Provides Employers With:

Flexible plan management that allows you to design and configure plan options based on proven strategies, including ways to pair with other tax-advantaged accounts

Comprehensive administrative support with access to trust documents, Form 990 assistance, service agreements, and plan documents in one convenient place

Employee education and training to prepare your team for open enrollment, payroll processing, and reporting

Simplified account oversight so you can manage Funded HRA/VEBA eligibility, contributions, and schedules within a single interface

Actionable insights through detailed utilization and trend reporting that help you understand how employees use their accounts

Effective communication tools to promote enrollment, educate employees, and increase engagement

Want more details?

Get your quote today.

Request a Quote

proven Integration Partners

MEDSURETY partners with leading payroll, banking, and benefits platforms to ensure smooth, secure integrations for enrollment and contribution data. Here is a sampling of some platforms we work with today.

happy-couple-saving-money-together-at-home-putting1.jpg

Frequently Asked Questions

Get the details you need. Explore our most frequently asked questions about Funded HRAs and VEBAs.

MEDSURETY partners with employers to simplify every step of setting up and managing a funded HRA or VEBA. We help design the plan to align with your organization’s goals and employee needs, including strategies to pair with other tax-advantaged accounts. Our platform streamlines administration by managing eligibility, contributions, and schedules within a single interface. We provide all necessary plan documents, trust agreements, and regulatory support, and offer tools and training to educate staff, drive enrollment, and monitor account utilization. This approach saves your HR team time, ensures compliance, and empowers employees to make the most of their benefits.

A funded HRA (115 Trust) is a single-employer trust, while a VEBA (Voluntary Employee Beneficiary Association) is a multi-employer trust. Both are designed to hold funds for the benefit of employees, offering greater security and portability. Funds always remain with the designated employer but can still be accessed by employees after they leave, providing a lifetime benefit that may also be used for retiree healthcare expenses.

MEDSURETY helps employers evaluate their goals, budget, and employee needs to determine which solution—or combination of solutions—fits best. We guide you through plan design, regulatory compliance, contribution strategies, and administration, ensuring a setup that maximizes tax advantages, simplifies management, and provides meaningful benefits for your workforce.

Yes. MEDSURETY works closely with employers to tailor HRA and VEBA plans to meet your organization’s unique goals and employee needs. We help design plan features, contribution strategies, and investment options that integrate seamlessly with your broader benefits strategy. Our team also ensures compliance with regulatory requirements while streamlining administration, so your plan aligns with both your budget and your workforce objectives.

MEDSURETY makes reimbursements simple and efficient. Participants can submit claims online or via our mobile app, and eligible expenses are processed quickly for reimbursement. Communication is equally seamless: employees have access to educational resources, FAQs, account overview demos, and responsive customer support. Our tools help participants understand their accounts, track spending, and get the assistance they need, all in one convenient platform.

MEDSURETY simplifies every step of establishing a VEBA-Funded HRA. For employers, we handle plan design, regulatory compliance, trust setup, and documentation, including service agreements and Form 990 assistance, if needed. For participants, we provide easy account setup, clear educational materials, online and mobile access, and training resources to guide them through enrollment and account use. By managing both administrative and participant-facing tasks, MEDSURETY ensures a smooth, efficient onboarding process that saves time and reduces complexity for everyone involved.

Stay Ahead in Funded HRA and VEBA Insights

Get timely updates, practical tips, and expert guidance on managing Funded HRAs and VEBAs—delivered straight to your inbox. Join our newsletter to help your organization save time, stay compliant, and empower employees to make the most of their benefits.

Sign up for our Newsletter!

Name

Email Address

Company