HSA: Investing vs. Spending
Health Savings Account (HSA) are increasingly recognized not just as a tool for covering healthcare costs, but as a powerful vehicle for long-term financial growth….
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Top Misconceptions About ICHRAs—Debunked
As health benefits continue to evolve, more employers are exploring the Individual Coverage Health Reimbursement Arrangement (ICHRA) as a flexible and cost-effective alternative to traditional…
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Minnesota Employers Brace for Major Rate Increases
Minnesota’s health insurance market is bracing for another challenging year. Renewal increases across both the employer group and individual markets are shaping up to be…
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Navigating Benefit Continuation Under FMLA and Minnesota PFML
Introduction Employee leave has become a central part of workplace culture, policy, and compliance. With the upcoming implementation of Minnesota’s Paid Family & Medical Leave…
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Maximizing Your Employee Benefits Before Year-End
As the end of the year approaches, employees have a valuable opportunity to review their employer-sponsored benefits and make sure they are getting the most…
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Most Common Open Enrollment Questions from Employees
Open enrollment comes once a year and gives you the chance to make important decisions about your benefits for the year ahead. It can feel…
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Open Enrollment 2025: Key Trends Employers Need to Know
At MEDSURETY, we know that open enrollment is one of the most important times of the year for employers and employees alike. The 2025 enrollment…
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A Broker’s Roadmap to Success: Preparing for Open Enrollment
For brokers and benefit consultants, Open Enrollment (OE) is more than a compliance exercise; it’s a strategic opportunity. Employers depend on you to navigate rising…
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What Small Business Owners Need to Know About Offering Benefits in a Tight Labor Market
In today’s competitive hiring environment, small business owners face a unique challenge: attracting top talent and retaining high performers—often on limited budgets. While competitive pay…
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Public Law No. 119-21: Why Employers Should Start Planning Now
Beginning January 1, 2026, a federal policy update will go into effect that allows Health Savings Account (HSA) funds to be used for Direct Primary…
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