Is ICHRA Really Just Cost Shifting? Understanding Where the Risk Actually Goes
Is ICHRA really just shifting healthcare costs somewhere else? I hear this argument more often as ICHRA, now CHOICE Arrangement, continues to grow and attract…
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2027 Health Insurance Rates Are Rising: What Employers Need to Know
Health insurance costs continue to place pressure on employers, employees, and families across the country. As insurers begin releasing their proposed rates for 2027, employers…
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ICHRA Growth Trends Every Employer Should Know Before Open Enrollment
Since becoming available in 2020, Individual Coverage Health Reimbursement Arrangements (ICHRAs) have become an increasingly common health benefits strategy for employers across the country. An…
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The Benefits of Using FSA and HSA Online Stores
Healthcare expenses can add up quickly, making it important for individuals to maximize every dollar available through their benefits. Flexible Spending Accounts (FSAs) and Health…
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Why Outsource COBRA Administration
In today’s increasingly complex benefits landscape, employers manage compliance requirements, administrative responsibilities, and employee experience expectations at the same time. COBRA administration is one area…
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How the One Big Beautiful Bill Expands HDHPs and Broadens Access to HSAs
Health Savings Accounts (HSAs) have become a central component of modern financial planning. They offer a combination of tax advantages and flexibility that few other…
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What Employers Want from Their Benefits Portal
Employee benefits have become one of the most important components of the modern employment experience. As benefits offerings grow more complex and employee expectations continue…
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The True Cost of Underutilized Benefits
Employers invest significant financial and strategic resources into building competitive employee benefits programs. Health accounts, wellness initiatives, retirement plans, and supplemental benefits are designed to…
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Why Schools and Universities Are Adopting ICHRAs
Educational institutions across the United States—from K-12 districts to colleges and universities—are under intense financial pressure. Declining enrollment, rising operational costs, reduced funding, and intense…
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Common Myths About Small Business Health Insurance
Small business owners consistently rank health benefits among the most challenging parts of running an organization. Rising healthcare costs, regulatory complexity, and decades of traditional…
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