Is ICHRA Really Just Cost Shifting? Understanding Where the Risk Actually Goes
Is ICHRA really just shifting healthcare costs somewhere else? I hear this argument more often as ICHRA, now CHOICE Arrangement, continues to grow and attract…
-
-
2027 Health Insurance Rates Are Rising: What Employers Need to Know
Health insurance costs continue to place pressure on employers, employees, and families across the country. As insurers begin releasing their proposed rates for 2027, employers…
-
The Benefits of Using FSA and HSA Online Stores
Healthcare expenses can add up quickly, making it important for individuals to maximize every dollar available through their benefits. Flexible Spending Accounts (FSAs) and Health…
-
Why Schools and Universities Are Adopting ICHRAs
Educational institutions across the United States—from K-12 districts to colleges and universities—are under intense financial pressure. Declining enrollment, rising operational costs, reduced funding, and intense…
-
Common Myths About Small Business Health Insurance
Small business owners consistently rank health benefits among the most challenging parts of running an organization. Rising healthcare costs, regulatory complexity, and decades of traditional…
-
Employer Considerations for the Rising Demand of GLP-1 Medications
Glucagon-like peptide-1 (GLP-1) medications have quickly reshaped conversations around employer-sponsored health coverage. Originally developed to treat Type 2 diabetes, these drugs are now widely prescribed…
-
How to Achieve Financial Goals with a Health Savings Account
Health Savings Accounts (HSAs) are often associated with paying current medical expenses, but their true value extends far beyond short-term healthcare spending. When used strategically,…
-
The Value of a Dedicated Account Manager: Your Partner in Benefits Success
Effective employee benefits administration depends on strong coordination, reliable communication, and consistent support. Employers manage a wide range of responsibilities related to plan administration, employee…
-
Case Study: How a Public School District Reduced Health Benefit Costs by 40% with ICHRA
Introduction Like many school districts across Minnesota, this public school was navigating mounting financial pressure. Inflation, uncertainty around potential federal funding cuts, and the rising…
-
Vendor Fatigue: When Too Many Solutions Create a Bigger Problem
In today’s benefits landscape, organizations are surrounded by vendors promising efficiency, innovation, and relief from administrative burden. Yet for many HR teams, the reality feels…
End of content
End of content
